I subscribe to several financial blogs. Money-making and debt-reduction are crack to me. Of course, I never have any money, but if I did. . .
I have a chance now, with my daughters, to prove out the wisdom I’ve gathered over the years. If DD20 leads the way, her sisters may follow, and learn just how pleasant a debt-free life can be.
If they will all just stop spending.
We haven’t had much financial flexibility throughout most of the girls’ lives. They have seen me roll pennies to buy bread. They aren’t as interested in this stuff as I am, so they’ve not come in contact with Dave Ramsey, the Law of Attraction, and Abundant Living. And they certainly have not seen us live out those “way to handle money” theories. The closest we came was tithing (our friends told us that we’d better tithe, or God would take the money some other way).
When I start talking about money, even DD22’s eyes glaze over. Her boyfriend is the one I’m most likely to be found jabbering with about being an entrepreneur. He “gets” me.
It’s all so simple, really. Spend less than you make. Pay attention to the pennies, and the dollars will take care of themselves. “Use it up, wear it out, make it do, or do without”.
I am blessed, because I had certificates from Staples (for turning in my ink cartridges) to use this morning when my mouse died. By waiting, and running a second ‘deep cleaning’, I was able to fix the problem with my printer. I am SO proud of myself.
We actually made it through the last month without borrowing any money, and even being able to toss the kids a few bucks each. It felt good. As we move into the next pay period, I hope to make further progress, and get rid of more “stuff”.
Worked for our grandparents. . .